Dental Insurance
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Phone: (310)
473-7171
Fax: (310) 826-0628
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Century Total Insurance Agency, Inc is able to provide a wide range
of dental insurance options from all the major dental carriers in
California. We are contracted
with Blue Cross, Blue Shield, HealthNet, Pacificare and many other
insurers, to provide you with the best available care at the most affordable
rates.
About Dental Insurance
There are three types of group dental insurance: HMO, PPO and Fee for
Service.
HMO Dental plans are pre-paid plans. Though an insured person has to pick
his or her dentist from a pre-determined list of providers, HMOs have the
advantage of no waiting period for any dental procedure. Depending on the
plan, there is usually a co-payment for some, or all, dental procedures.
PPO and Fee for Service plans usually have no waiting period for preventative
and basic procedures (such as cleanings and fillings), but a 12-month
waiting period for major dental work with maximum coverage of $1,500 to
$2,000 per year per person. Preventative care is paid at 100%, basic care
at 80% and Major dental at 50%.
Interested in finding out more? Simply complete the online quote request form or call 1-310-473-7171
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